Auto
Commercial auto insurance can protect your business from financial loss due to an auto accident. The following physical damage coverages are available:
- Collision: Pays for a loss to your auto or equipment caused by a collision of a covered auto with another object or an overturn of the covered auto
- Comprehensive: Pays for a loss caused by glass breakage, hitting a bird or an animal, or falling objects or missiles
- Specified causes of loss: Pays for loss to a covered auto or its equipment caused by fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief or vandalism
- Towing and labor: Pays for towing and labor costs incurred when a covered private passenger auto is disabled
Supplementary coverages and endorsements include:
- Auto medical payments insurance: Provides sources of medical expense reimbursement for policyholders and their passengers injured in auto accidents
- No-fault (personal injury) protection: Pays regardless of which party was at fault, guaranteeing you recovery in the event of a loss, where available
- Uninsured and underinsured motorists coverage: Recovery for those injured in an accident caused by an at-fault motorist without an adequate amount of bodily injury liability coverage to pay for any or all of the damages
Loss Control
EMC offers extensive driver safety and fleet resources to help you prevent losses.
